Tuesday, March 16, 2010
One Percent, Day Eighteen: Check Out This Shirtless Guy In A Towel!
The countdown continues to the big vote on whether you'll be afforded a basic right, or whether Republicans will guarantee that kids continue to die. Before you decide where to cast your lot, consider that the President's plan includes a lot of things you don't know about, including that It would prevent lifetime caps on insurance coverage and ban pre-existing condition exclusions.
So if the health care reform bill passes, all insurance companies will be on a level playing field: each will have to cover all conditions you have, and cannot cap coverage -- so that you will have the ability to shop your insurance around, and won't have to pay whatever your current company charges for fear of not getting something covered in the future. In other words, if you hurt your knee, and your insurance company ups your premiums because of it, you'll have the option to go to a different company and pay less for your coverage.
And if you get diagnosed with a serious or life-long condition, your insurance company won't be able to tell you "we're not going to pay anymore."
Remember: all other insurers cover "pre-existing conditions." Insurers cover drivers regardless of how many accidents they've been in -- they just charge more. And there's no cap on how much your insurer can charge you, so why should they get to cap how much you charge them?
By the way: the picture has nothing to do with this post. I'm just hoping that someone will read the post because of it.